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1 pkg. caramels
1/2 c. margarine
1 can sweetened condensed milk

Heat all ingredients in microwave or on stove top until
all caramels are melted. Stir frequently if using a stove top
or stir at 2 minute intervals if using a microwave oven.
Mixture should have a smooth, even consistency when finished.
Use to dip apples in or pour it over ice cream, or use your

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