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1 large can refried beans
1 large sour cream
3 avocados, smashed
2 c. shredded Monterey cheese
2 c. shredded sharp Cheddar
1/2 c. chopped black olives
1 c. chopped tomatoes
1 small jar salsa
onions, chopped (also can be

In Casserole Dish:

Layer #1: Spread 1/2 can of refried beans in bottom of
Layer #2: Half of sour cream on top of beans.
Layer #3: Half of smashed avocados on top of sour
Layer #4: 1 cup of cheese on top of avocados.
Layer #5: Half of olives on top of cheese.
Layer #6: Half of tomatoes on top of olives.
Layer #7: Then half of salsa.
Layer #8: Start all over again with layers. Can be
served cold or hot. Serve with chips.

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