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2 bags Pepperidge Farm Chess cookies
2 c. milk
5-oz. box instant French vanilla pudding
8 oz. cream cheese, softened
14 oz. can sweetened condensed milk
12 oz. Cool Whip
6-8 bananas (opt.)

Line 9 x 13 dish with cookies, then bananas (opt.). In separate
bowl, mix milk and pudding mix. In another bowl, mix cream cheese
and condensed milk until smooth. Fold Cool Whip and pudding mix
into cream cheese mix. Pour over cookies and bananas and cover
with cookies. Chill.

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