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1 1/2 c. diced, cooked ham
3 c. diced, cooked potatoes
4 Tbsp. margarine
1 small onion, minced
3 Tbsp. flour
2 c. milk
salt and pepper to taste
1/2 c. grated sharp cheese
2 Tbsp. fine dry bread crumbs

Layer the ham and potatoes in a shallow 1 1/2-quart
baking dish. Melt 3 tablespoons margarine in a saucepan. Add
onion and cook until golden; blend in flour. Add milk gradual-
ly and cook, stirring until thickened. Season with salt and
pepper. Pour over the ham mixture and sprinkle with cheese and
bread crumbs. Dot with remaining butter. Bake at 400 degrees for
about 20 minutes.

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